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PracticingRiskTransfer

PRACTICING RISK TRANSFER IS SMART BUSINESS

8/9/2008 3:24:23 PM

"Risk transfer" means making contractors who work for you responsible for their own negligence and mistakes. For example, if you hire an installer to set a manufactured home for your customer, and a faulty installation results in damage to the ho

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StealthAutoLiability

STEALTH AUTO LIABILITY

8/9/2008 3:39:05 PM

Most of our manufactured home community and retail center operators don’t own a corporate vehicle or drive their own vehicles as a revenue generating part of their business. Nevertheless, most still have some auto liability risk. Examples include owners

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InsuranceClaimCorner

INSURANCE CLAIM CORNER

8/9/2008 3:41:48 PM

If you have replacement cost coverage and one of your insured manufactured homes is damaged due to a covered peril such as wind, hail, or fire, you should expect to be paid for the reasonable cost to repair your home less your insurance deductible. If y

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WindySeason

IT’S THE WINDY SEASON! WHAT SHOULD I DO?!?

8/9/2008 3:44:05 PM

First, take an inventory of all your property that could be damaged in a major storm (buildings, contents, signs, fences, pool houses, utility poles, equipment, tools, etc.). Next, compare that list to the insured property list provided with your insura

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EmergencyPlanning

SIMPLE STEPS FOR PLANNING FOR AN EMERGENCY

8/9/2008 3:52:46 PM

A recent report by a national small business council revealed that 80% of the small businesses significantly damaged by a major storm or other calamity that didn’t have a disaster recovery plan failed within a year of the disaster. As for those that did

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